Home Loans Bad Credit
Welcome to Home Loans Bad Credit. Have you recently had a life changing event and suddenly finding it difficult to obtain any type of lending at all? Just when you hoped you could rely on your current lender, you find yourself having doors closed every which way you turn? Boy, do we know how tough that can be? Loans for people with bad credit has the broadest range of market leading bad credit home loans & bad credit mortgages.
The good news is we have over 15 years experience in Home, Investment, car and business lending. We like to think we have learnt a few things along the way and have developed professional relationships along the way.
We have access to market leading and competitive bad credit home loans at rates, well, lower than you may have expected.
Our experienced lending managers will assess your full situation to gain a thorough understanding of your financial situation and that what is required to ensure a decision can be made as quickly as possible.
Common examples of Home Loans with bad credit and the reasons your local bank may not be able to assist are below,
Unpaid bills ar missed payments
Overspent on the credit card
Credit file with ‘too many’ credit checks
Part 9 or 10 Debt Agreement
Bad Credit Home Loan Options
If your current bank says no to your application for finance, It doesn’t mean you have to wait until your bad credit has been cleared or removed from your personal credit files.
Thinking there isn’t much point in considering another financial insition due to increased interest rates?
Home Loans Bad credit have access to a variety of lending specialist that assess these types of application every day. Depending on the severity of the credit history, rates can be as low as 0.5% above the interest rate you would have paid with a perfect credit history. Non-conforming lenders consider all situations, such as poor credit files, defaults, court writs and even bankruptcy.
After all, most of our clients once had a solid credit history before a life changing event ( such as divorce ) and want to help get them back on their feet. After our clients have established themselves and shown a regular and consistent repayments schedule, we reassess their financial situation so we can look at other options that may suit their needs.
Home Loans Bad Credit
100/50 St Georges Tce
Perth Western Australia